An Individual Credit Plan is a tailored approach to improving credit by ensuring the accuracy and integrity of credit report information. It involves identifying and addressing discrepancies, optimizing account reporting, and implementing strategies to build positive credit history. This process helps individuals achieve a stronger, more reliable credit profile while working towards long-term financial health.

A Couple's Credit Plan is a customized solution designed to help partners improve their credit together. This plan focuses on assessing both individuals' credit profiles, addressing inaccuracies, managing joint debts, and building healthy credit habits as a team. By working together, couples can achieve stronger credit and a more secure financial future.